Credit Card

We believe your VISA card should be an asset, not a liability.

Credit card balances feeling a little holiday bloat?


It truly is better to give than to receive, but if you gave a little too much during the holiday season using a high rate credit card, we can help.

Transfer your higher rate credit card balances to your First Tech card by February 28, 2014, and enjoy our 3.99% APR* balance transfer rate for twelve months. The variable rate after the promotional period will be 8.99% to 18.00%. The best part? We never charge a balance transfer fee!

Now you can pay down those balances faster and keep more money in your pocket for the next giving season. Just give us a call at 855.855.8805 or stop by your local branch to start your balance transfer today.



*APR = Annual Percentage Rate. 3.99% APR effective for twelve billing cycles after your first balance transfer transaction posted. After that, your APR will vary with the Prime Rate as published in the Wall Street Journal. As of January 1, 2014, the variable APR is 8.99%-18.00%. APR will never be greater than 18.00%. Annual fee of $50 for the Odyssey Rewards Visa Signature Card. Offer does not apply to transfers made to yourself, cash or to make payments towards accounts you have at First Tech. Rates and terms are subject to change. Some restrictions may apply.